1. Yes, divorce can be agreed upon by consensus, and divorce can be sued if negotiation fails. 2. The debts during the existence of the husband-wife relationship belong to the same debt by default. If you claim that you don't know about the loan, you need to produce evidence, or explicitly agree that the debt will be borne by your wife when you divorce. 3. The following property acquired by husband and wife during the marriage relationship shall be jointly owned by husband and wife: (1) salary and bonus; (2) Income from production and operation; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 18 of this Law; (five) other property that should be owned by * * *.