In fact, this is all done by 4S stores and insurance companies. According to the truth, this is not allowed! But if you don't buy insurance, they won't give you a loan. Hey! Poor thing! Why are we always losers! I think the insurance company added it. He ate a set meal. The new car is nothing more than three things, theft, seat damage and scratches. In fact, the new car can be guaranteed! These add up to 4000-5000!