Borrowers can only apply for provident fund loans if they buy houses with 70-year property rights.

(a) provident fund loans to buy a house, how to determine whether it is two sets?

The criteria for determining the first two sets of provident fund loans are: recognizing the house and not recognizing the loan.

Housing identification: the number of houses displayed in the ownership system of the Construction Committee or verified by other means, and the number of houses confirmed under the family name of the loan applicant.

Non-recognition of loans: refers to non-recognition of outstanding commercial loans. If the borrower has outstanding provident fund loans, it cannot apply.

(2) What is the minimum down payment for the second suite?

Provident fund loans to buy two suites, with a minimum down payment of 20% and a maximum loan amount of 800,000.

Can two suites and two suites use provident fund loans?

The second suite can use the provident fund loan, provided that: 1 the suite is bought with a commercial loan and has a mortgage, and the second suite can use the provident fund loan; If the loan of 1 suite has been paid off, whether it is a commercial loan or a provident fund loan, you can use the provident fund loan to buy a second suite.