There are more and more online lending platforms, and some lending platforms have lower thresholds. As long as the borrower has his personal ID card ready, he can apply for a loan. By verifying the identity information of the borrower, the online lending platform can provide the borrower with the corresponding loan amount as long as it ensures that the borrower applies for a loan. Can I get a loan just by ID number? What are the ID card loan platforms? Here is a detailed introduction to the ID card loan.
Can I get a loan just by ID number?
Applying for a loan is a complicated matter. The loan information to be submitted, the loan process after submitting the information, and the process of approving loan issuance are all very rigorous and complicated. The necessary information needs to be signed in person, as long as one item fails, it will be rejected. The ID card is the most basic document for a loan. It not only has the ID number, but also personal photos and other information, which is irreplaceable by the ID number. The original and photocopy of the ID card are required in the loan, and it is impossible to apply for a loan with the ID number.
Id card loan platform
Tianshendai
Tianshen Loan does not have too high requirements for the borrower's credit record, with a quota of 500- 1000 yuan, a term of 2 1 day and a daily interest rate of 0.48%, which is suitable for office workers. Although Tianshen Loan has a low loan amount, it also needs to apply for credit investigation.
second
Second ID card loan 1 0,000, line 1-3, term 1-3 months, annual interest rate 10%, suitable for office workers, students, self-employed people and people without fixed jobs. Seconds is the same as using Qian Bao, and the loan will not be credited to this application.
Suning arbitrary payment
The products of Suning Consumer Finance Company have the characteristics of low threshold, large amount, fast payment, many concessions and flexible payment. Generally speaking, the amount of arbitrary payment for the first application for Suning will be relatively low, ranging from 3,000 yuan to 8,000 yuan, and the amount of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.
Zhilian long-term loan
Zhaolian Consumer Finance is a formal and reliable platform approved by China Banking Regulatory Commission, and its good term loans have always been welcomed by the majority of borrowers. Most people spend thousands of dollars the first time. As long as they repay on time, they can gradually increase the quota.
China Post Consumer Wallet
China Post Consumer Wallet is a credit product of China Post Consumer Finance, which can meet the capital needs of most people, including pure credit loans and consumption stages. People between the ages of 20 and 60 can get a pure credit line of up to 50,000 yuan, which is related to the applicant's personal qualifications and can be increased after multiple loans.
Can I get a loan just by ID number? What are the ID card loan platforms? Borrowing users need to provide their own relevant certification materials when applying for loans online. In addition to filling in your ID number correctly, you also need to provide your own identification materials. Borrowers who want to apply for loans with their ID numbers can choose these online lending platforms introduced above, so that borrowers can easily obtain loans.
What platform can I borrow money only by ID card?
The most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer a loan platform that can repay the principal and interest in installments. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. So, which loan platform can pay interest in installments now? 1. The credit loan launched by Xiaoman Finance can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. It is a lending platform with low interest rate and long term. (Click the official calculation) Borrowers with age 18~55, good credit and stable income can try it, and only need to provide their valid ID card and bank card registered in the real-name registration system. 2, 58 Easy Loan Non-22 to 50-year-old students, have repayment ability, and friends with good credit can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. If you borrow 10,000 yuan a day, you only need 4 yuan interest. The information you need to provide is your mobile phone number, ID card and bank card. I had business turnover needs before, and I used several small loan products. The first time I applied for a small loan with money (formerly Baidu Finance), the amount was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods. Baidu Finance is a regular licensed consumer finance company, and there is no charge for the application process and the whole process of receipt. Xiaoman-the second batch of rich flowers (click online measurement). Xiaoman-rich flowers, special attention: 1. If you have money, you should withdraw it as soon as possible, because the amount may become invalid after a long time. 2. It's best to withdraw cash in full, because I read other people's posts that if you mention too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process. It is safer to quit at least 60%. After the third installment, you can choose to settle in advance. We won't lose anything by paying interest as long as possible. Let's make sure it's brought up first. My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is similar to the money spent. 30 IOUs, with a maximum loan of 200,000! Clicking on the online measurement application 360 is also tricky. The amount that comes out after simply filling in the information at the beginning is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for an exclusive loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the exclusive loan will definitely pass and the quota will be greatly increased. Exclusive loans support 24 issues. My basic limit is 9000 yuan, which is 5.5W after upgrading and enjoying the loan. 3. Raise term loans. The credit loan launched by Zhaolian Finance is unsecured, with low threshold and low interest rate. The repayment can be made in 24 installments at the longest, and the daily interest rate is as low as 0.03%, and the daily interest is 65438+3 yuan RMB 0,000. In addition to being 22 to 55 years old, you have to score more than 600 sesame seeds. Only by providing your own real-name registration system, mobile phone number, bank card and ID card to complete the authentication can you get a loan.
Urgent need 10000 yuan. Where can I just borrow my ID card?
If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to China Merchants Bank's mobile banking and click "My → All → Loan" to try to apply or see if you meet the application conditions (whether you can get the quota or whether the loan is successful depends on the system evaluation results).
Tips:
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.
3. There are two ways to apply for a loan within the lightning loan limit:
(1)15min lending: automatic lending within 5 5- 10/0min, and lending immediately after lending is approved, with SMS notification.
(2) Lending on t 1 day: verify by phone within t1day, and arrange lending after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.
5. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old.