There are still great differences, such as:

First, psychological differences. If you buy a house, you will need to repay the monthly payment every month for the next n years. At the same time, because you spend a lot of money to buy a house, your family's cash flow is tight, your ability to resist risks is reduced, and your life will be tense. On the contrary, if you don't buy a house, your life will be relatively easy, and you don't have to pay the monthly mortgage. It only costs a little money to rent a house every month, but the disadvantages are that you can't settle down, you can't enjoy the bonus of the city, you lack a sense of belonging when renting a house, and you may face frequent moving.

Second, currency differences. As the old saying goes, more monthly payments are assets and less rent is consumption. So buying a house is equivalent to saving a sum of money for yourself, which can be used in old age, which is almost the same as buying social security and pension. If you choose to rent a house, you will get a lot of rent for one year, and you will get nothing after ten years, and if you buy a house, you will get a house.

Third, the difference between appreciation. Although the property market has stagnated in recent years and the regional stability of housing prices has even declined in recent years, this situation is normal. After the real estate enters a stable period, it will not rise and fall as before, but will rise and fall. In some areas with no industry, house prices will fall if they are artificially raised, while in some areas with strong industries and sufficient population, house prices will rise. Therefore, whether you can raise the price of buying a house depends mainly on whether you choose the right city, the right department, the right location and the right apartment. If you have all these things, please believe that you can beat inflation and gain additional proliferation.

In short, do what you can! Buy if you have money, and rent if you have no money. Don't give yourself too much pressure.