Users can take the initiative to call customer service to explain the situation. One is whether the overdue fee can be reduced, and the other is whether the repayment period can be extended. If the customer service does not agree to delay or extend the repayment period, it can request to reduce the interest and all service fees, and renegotiate the relevant repayment plan with the other party according to the new interest rate, and promise to repay the loan. Usually, in order to recover the arrears, the customer service will promise to reduce some fees.
Extended data:
Precautions:
Applying for ant borrowing mainly depends on the borrower's sesame credit. All loan and repayment information will be recorded in detail. If the repayment is overdue or not, it will result in liquidated damages, which will affect Sesame's credit score and even be included in the central bank's credit report. It will be more difficult to apply for a loan in the future.
Therefore, it is recommended that you never inquire about the quota at will. If you really need to apply for a loan, you must make sure to repay it on time after obtaining the loan, otherwise it will be a trivial matter to generate liquidated damages, which will affect your personal credit record.
People's Daily Online-Ant Financial Services responded to close the "borrowing" function of some users: normal adjustment.
People's Daily Online-Bai Hua's access to the credit information system may affect the loan due to overdue repayment.