Can a company only get a 4-month Weizhong Yidai loan? No, there must be more than six. 1. Introduction to WeBank’s Weizhong Yidai products:

1. Quota: 10,000-500,000 (the quota is valid for one year, automatically extended)

2. Borrowing period: 6/ Issue 12/24/36

3. Interest: Borrow and repay at any time, calculated on a daily basis, equal principal and interest, daily interest rate of RMB 50,000, annual interest rate of 18%

4. Access Customer group: Shenzhen business operators who own houses, legal persons (shareholders account for 30% of the shares, registration/change/shareholding time ≥ 6 months), normal operating status, restricted financial industry, real estate industry, public management social organizations

2. WeBank Weizhong Yidai application conditions:

1. Age: 22-55 years old;

2. Borrower:

①The business status of the company is "in operation", and the company registration time is ≥6 months;

②The customer must be a corporate legal person or a shareholder holding more than 30% of the shares, and the service time must be 6 months Above;

③ "Three non-customers" are not allowed to enter ("Three non-customers" refer to customers with non-local household registration, and the People's Bank of China credit report shows that the residence information and occupation information for more than 6 months are all non-local characteristics. );

3. Credit requirements of WeBank Weizhong Yidai:

1. Credit cards and quasi-credit cards cannot be in the status of frozen, bad debt, or stop payment;

2. The five-level loan classification status cannot be displayed as substandard or doubtful loss, and the guarantor cannot compensate for the debt or use capital to offset the debt;

3. The loan cannot appear: 24 months Within 24 months, M1>6, M4≥1; Within 12 months, M3≥1; Within 6 months, M2≥1

Quasi credit card cannot appear: Within 24 months, M1>6, M4≥21; within 12 months, M3≥1; within 6 months, ≥1;

4. The status of external guaranteed loans cannot be shown as substandard, doubtful, or loss;

5. There is no requirement for the number of credit inquiries;

4. Notes on WeBank Weizhong Yidai:

1. Restricted areas

Business license Registration areas are not allowed in Xinjiang, Tibet, Gansu, Qinghai, Ningxia, Inner Mongolia, Heilongjiang, Jilin, and Liaoning (except Shenyang, Dalian, Changchun, and Harbin).

2. Access area

The property must be located in Nanjing, Qingdao, Wuxi, Yantai, Shenyang, Linyi, Nanning, or Xiamen.

3. Prohibited industries

Financial industry, real estate industry, public administration, social security society.

4. Application materials

1. Basic information of the company such as the name of the company being applied for, unified social credit code;

2. Name and mobile phone number of the legal representative of the company being applied for No., ID card;

3. Photos of the front and back of the original legal person ID card;

4. Class I savings card with the applicant’s real name;

5. Real estate Registration query information;

6. Real estate survey report verification code and query code.

5. WeBank Weizhong Easy Loan application process:

1. Whitelist registration customer service (applicant information + business license);

2 , Collect invoice data;

3. Enter information and authorize credit investigation;

4. Fill in house information and upload real estate certification materials/property rights verification information;

5. Face recognition;

6. Amount verification, electronic review;

7. Loan.