First, the minimum loan amount that can be applied for is 3000. If the available quota is less than 3000, it will not be published. You can increase the loan amount through repayment and certification.

2. Generally, as long as you meet the loan conditions, you can apply for a loan at the auction. However, it should be noted that the auction loan does not need guarantee, but in order to ensure that the borrower can repay in time, the auction loan will evaluate the repayment ability according to the information submitted by you, and then give the corresponding credit line. The initial credit line of the auction loan is 3000 yuan.

Third, the credit line of the auction loan is evaluated according to the information you submitted, so the more complete your information, the higher the credit line will be. If you feel that the credit line is not high and want to provide the credit line, you can submit more complete information.

Expansive material

First, the loan process of auction loan

1 Use iPhone 13 mobile phone (system version: iOS 15.0) to open official website (version 8.8.7) and fill in your information in "My account-I am a borrower-edit personal information".

2. Click "I want to borrow" to select the list type, and click "Apply now".

3. Fill in the loan amount, term, interest rate, loan reasons and other important information.

4. Upload relevant information, keep the mobile phone open and wait for the audit result.

Second, the auction loan interest

1. Loan interest rate: the annual interest rate is 7-22%, and there is a service charge of 2-4% of the transaction amount.

2. Line: RMB 1000- 10000 for the first time. After the accumulated credit is repaid on time, the maximum amount is 500,000 yuan.

3. Default interest for overdue: overdue interest per installment = overdue principal per installment * 0.7‰ * overdue days. If the borrower's information is exposed 90 days overdue, the lender may take legal proceedings or find a collection company to collect it.

4. Because the agreed interest rate is different, the interest is also different. Assuming that A's auction loan has an annual interest rate of 20%, a service fee of 2%, a loan principal of 10000 yuan and a loan term of 1 year, the total interest to be paid is 10000 * 2%+ 10000 *.