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Matters needing attention in buying and renting a house in Canada
When you first arrive in Canada, buying a house and renting a house will definitely involve. But as a new immigrant, I'm always a little unaccustomed and even at a loss. Let me talk about the matters needing attention in buying and renting a house in Canada.

Generally speaking, as long as you live in a family hotel and reveal the meaning of buying a house and a car, the landlord will enthusiastically help you introduce the situation and introduce you to familiar real estate agents and car sellers. You may feel very touched. But in most cases, they cooperate with real estate agents to introduce customers in the past, which is much more than your room rate. Of course, if you don't want them to introduce you, you can also find advertisements on various websites. Newspapers in China also have many advertisements for brokers. The agent you find will drive you to see the house. At this time, if you pay attention, you will find that some brokers drive Mercedes-Benz BMW to pick you up, and some have Toyota barbecues. The success is self-evident.

It is not surprising that experienced and successful brokers earn 200 thousand a year, and some earn 2 million a year. However, most brokers were eliminated in the first three years, and many of them had limited income and low success rate. So what's the difference between these brokers? I feel that, first of all, personal abilities and qualities are very different. Some people, who have been in Toronto for more than ten years and have been brokers for more than seven or eight years, are very mature. When they come into contact, they have a sense of trust. In a short time, they have introduced the general situation of various areas in Toronto very clearly, much more clearly than what you saw on the Internet. At the same time, I can give you advice, help you determine your goals, and then arrange to see the house. When I show you the house, I will teach you what to see here, the advantages and disadvantages of each house. There is no urgency to push you too hard. After seeing more, you will naturally choose a satisfactory house.

Then, the most crucial thing came. An experienced broker with strong negotiation skills will win a good price. Finally satisfied with the deal. If you find an inexperienced intermediary, such as a young man who has just worked for a few months, you will find that the information introduced to you is not as comprehensive and detailed as you seem on the Internet. As for the details of the school district and residents, it is even more confusing. All I can do is search the house online and show it to you in an unsafe car. Generally, it won't be twice. If you think it's no good, you can change your own agent. These novices therefore have a low success rate. We are not Lei Feng. We're here to help beginners get into the business. So my advice is to find an experienced old agent. Although they are generally busy, they are not particularly interested in small turnover business. But who doesn't want to eat the dishes cooked by the chef? Intermediaries have passed many examinations and trainings before they become intermediaries. They show you houses, such as single-family houses. After the transaction, the agent who buys the house will charge an agency fee of 2.5-2.75%. The seller's intermediary receives 2.5%. Theoretically, the seller pays. However, it's all in the house price, or the person who pays. The new houses and single-family houses sold by developers here are generally only given to the buyer's agent 1000-3000 yuan, without commission.

Therefore, the broker here does not recommend you to buy a new house, because of remoteness, poor environment (small trees), mixed residents, immature school district and so on. Developers actively promote new apartments, and buyers' agents will get 3-4% or even 5% commission, so they actively recommend new apartments to you. From the broker's point of view, the more expensive the house you buy, the higher the grade, the better his income. The premise is that we can make a deal, otherwise everything is on paper. It is said that some China brokers are willing to return some commissions to their clients. The specific situation is unknown. Now, when China's agents introduce houses, most of them will talk about bay view, Fisherman's Village, Richmond Hill, Regal Villa, Wanjin, Wang Shi and so on. In addition, there are many good houses with first-class environment in the south of Mississauga and the lakeside of Okvira. Looking for this information online, there are many introductions. In addition, everyone cares about different points.

Trump has a famous saying: Real estate depends first on the location, second on the location, and third on the location. It can be seen that lots are important to real estate. Talking about finding a house. From the perspective of buying, the first thing is to look at the location. See if the couple want to go to work. If they work in the city center, it is important to be close to the subway, at least to the bus stop. The other is to look at the surrounding environment. The security situation in some areas is very bad. It is close to the government low-rent housing, so it is best not to buy an apartment nearby. It is also North York, the best ten million luxury residential area and the worst public security area.

Before buying a house, these must be understood clearly. If you have children, you will definitely consider the school district. Sometimes there are good schools near home, but you don't belong to this school district. This is how a couple I met bought the wrong house. Apartments, generally new, appreciate rapidly, but in about 20 years, maintenance costs increase, management fees increase, and prices begin to decline. Therefore, it depends on the age of the building when buying it, and it should be considered when buying it.

Only the city center, near the subway stations on both sides of Yang Street and the downtown area of North York are exceptions. Because the demand is particularly strong and the supply is limited, even 20-year-old apartments continue to appreciate, so don't worry at all.

As far as the price is concerned, it is worth the money. Take the urban area as an example. A 700-foot one-bedroom is about 350,000-420,000, and a 900-foot two-bedroom is about 380,000-550,000. Depending on the location, the grade of the building, the old and new degree, whether there is a supporting swimming pool and gym, and whether there is a parking space are slightly different. Recently, the speculation of uncompleted flats is very hot, and many of them are high-grade apartments under construction in downtown areas. Many factors to consider when renting an apartment are the same as buying an apartment. The difference is that the procedures are strict, but it is not easy to cause disputes. Renting a private house, when you meet a wicked person, you will extort money on the pretext of house damage. However, it is still inconvenient for the management company to require proof of income, or rent for one sexual intercourse 12 months and rent for the whole year. Near the subway branch line, such as Bay View, 1500 yuan can rent two bedrooms. The more expensive the apartment, the higher the quality of the tenant and the better the conditions.

Rent or buy? For example: a 700-foot one-bedroom and one-living room, about1600 in the urban area; If you buy it, it will cost about 370,000 yuan, 25% down payment, 30-year mortgage, 1.300 per month, plus 300 management fee, and 1.600. The advantage of buying a house is that it will earn money if it appreciates. But if the price falls, it will lose money.