The answer is as follows: Yes. The applicant has withdrawn the housing provident fund once before. In this case, he can also apply for a housing provident fund loan, but he cannot withdraw the provident fund to pay the down payment. Generally speaking, the provident fund can not be used to pay the down payment, but after buying a house, the purchaser can take his own "purchase contract" and purchase invoices to handle the withdrawal. If the applicant does not have enough money to pay the down payment, he needs to withdraw the balance in the provident fund account to pay; Applicants can only borrow money from relatives and friends to pay the down payment, get the relevant documents and apply for a loan, and then withdraw the balance of the provident fund account to repay the loan. After withdrawing the provident fund to pay the mortgage, the second loan may be considered as the second suite, and whether it is considered as the second set depends on whether your first home loan is paid off or not and whether the local government implements the new policy of provident fund, that is, settling the loan and buying the first set. 1, the loan has been paid off, the local provident fund new deal has not been implemented, and the housing provident fund loan to buy a house is two sets; 2. The loan has not been settled, regardless of whether the local government has implemented the new provident fund policy, it is considered as two sets. Legal objectivity:

Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.