If the mortgage can be transferred to the man's name, the answer is yes. Generally speaking, the loan transfer process needs to go through the following procedures: submit materials on 1 day, apply, and the buyer and seller bring all relevant materials to the bank. Receive and fill in the second-hand housing personal loan application form, and submit all materials to the staff for review after filling in. The staff will make a preliminary evaluation of the materials and give the approximate loan amount and years. Finally, the three parties agreed on the time, and the bank contacted the designated real estate appraisal agency to inspect and evaluate the house. Day 2-7, evaluation. According to the agreed time, the real estate appraisal agency went to the Housing Management Office for appraisal. Upon completion, the appraisal agency will issue an appraisal report to the bank. The time-consuming of this stage will depend on the agreed situation and can usually be completed within 3-5 working days. The counterparty needs to pay the 500 yuan assessment fee. On day 8- 10, the bank approved the qualification of the loan applicant. After meeting the requirements, the bank approved the loan amount and term according to the appraised price of the house and the qualification of the comprehensive lender. The approval process usually takes about 5 working days, but the Zhongguancun Sub-branch of Minsheng Bank and the loan approval department work in the same office building, so the approval speed is fast, and the approval time of each business can be completed within 1-2 days. On 1 1-33, the buyer pays the down payment to the seller after the transfer is approved. Then the buyers and sellers and the bank staff go to the real estate exchange to handle the house property transfer formalities with the down payment certificate, the mortgage application review commitment letter issued by the bank and other materials. It can be completed on the day of transfer, and the buyer can get the real estate license after waiting for about 20 working days. 34-35 days for mortgage registration and insurance procedures, bank loans. After the buyer receives the real estate license, he goes through the mortgage registration and insurance, and the insurance premium is about 2000 yuan. Then, after the loan is issued, the bank will deposit the house payment into the seller's account, and the buyer will start to repay the current payment on schedule according to the contract.