Legal analysis: it usually takes about half a month for a bank loan to be released. First, the bank evaluates the loan signing, which takes three to five working days, and then makes an appointment for decompression cancellation, which takes about half a month. Generally speaking, after an individual applies for a loan, he brings the information given by the bank, including a copy of the business license of the borrowed bank, a copy of the legal person, a copy of the client, a certificate of other rights and other mortgage materials to the trading center for cancellation.

Legal basis: Article 53 of the Civil Code of People's Republic of China (PRC). People's Republic of China (PRC) citizens must abide by the Constitution and laws, keep state secrets, cherish public property, observe labor discipline, observe public order and respect social morality.