One-time repayment method: withdraw the balance of provident fund from the housing provident fund account and repay the loan at one time.

2. Stop repaying the loan for several months, withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months.

3. Monthly repayment method: directly withdraw the provident fund from the provident fund account for repayment every month. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

Please click to enter the picture description (maximum 18 words).

One-time repayment method: withdraw the balance of provident fund from the housing provident fund account and repay the loan at one time.

2. Stop repaying the loan for several months, withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months.

3. Monthly repayment method: directly withdraw the provident fund from the provident fund account for repayment every month. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

One-time repayment method: withdraw the balance of provident fund from the housing provident fund account and repay the loan at one time.

2. Stop repaying the loan for several months, withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months.

3. Monthly repayment method: directly withdraw the provident fund from the provident fund account for repayment every month. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

How to repay the housing provident fund loan?

Repayment method of housing provident fund loan: 1. One-time repayment method: withdraw the balance of housing provident fund from the housing provident fund account and make one-time repayment. 2. Stop repaying the loan for several months, withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months. After the loan repayment period ends, the lender shall continue to repay the loan on a monthly basis. No penalty interest or compound interest will be charged for the interest owed during the suspension period. 3. Monthly repayment method: directly withdraw the provident fund from the provident fund account for repayment every month. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

How to repay the loan in the provident fund account?

There are two repayment methods for provident fund loans:

1. I use my own cash to deposit in the repayment bank card every month for repayment;

2. Entrust the Provident Fund Center to transfer the balance of its own provident fund account to repay the loan on a monthly basis.

Choosing the first repayment method is relatively simple, that is, deposit the money on the bank card and repay it monthly; If you choose the second repayment method, that is, using the balance in your own provident fund account to repay the loan on a monthly basis, you need to apply after completing the loan procedures, fill out the Application Form for Repaying the Loan by Entrusting Monthly Transfer of Housing Provident Fund and submit it, so that you can repay the personal provident fund loan with the balance of personal provident fund.

Extended data:

How to deduct the monthly provident fund?

The monthly deduction method of provident fund repayment is: after the borrower completes the repayment business, the bank deduction system will automatically deduct the money from the borrower's repayment account from the 20th to 25th of each month, which can be the money paid by the borrower himself or the money transferred from the provident fund to the repayment account.

Therefore, before the bank system deducts money, the borrower should ensure that there is sufficient monthly payment in the repayment account to ensure that the system deducts money successfully, otherwise the deduction fails, which will lead to overdue and affect credit.

How to repay the provident fund and loans?

If you pay the housing provident fund continuously for more than half a year, you can use the housing provident fund to repay the housing loan. You can apply to the accounting department of the unit for withdrawal of provident fund with your ID card, household registration book, marriage certificate, purchase contract and payment. Provident funds can be used to repay loans every month. You can also withdraw the balance of the provident fund from the housing provident fund account and repay the loan at one time. Many people repay their loans in this way after retirement. You can also withdraw the balance of the provident fund account and repay the loan in advance.

Measures for the return of housing provident fund to housing loans

1. One-time repayment method.

You can withdraw the full amount from the housing provident fund account and repay the loan at one time. Most retired people will take this way to repay their mortgages. If there is still room payment after repayment with the balance of provident fund, it can be recalculated according to the remaining loan and repayment period to determine the monthly repayment amount in the future.

2. Stop lending for several months.

Withdraw the balance of the provident fund account for mortgage repayment. After repaying the loan in advance, the lender may stop lending for several months. After the repayment stop time expires, the lender needs to continue to repay on a monthly basis. The interest owed during the suspension period is not subject to penalty interest or compound interest, and will be deducted from the monthly repayment after the suspension period expires.

3. Monthly repayment method.

Withdraw the amount from the housing provident fund account on a monthly basis to repay the housing provident fund. When the balance of the housing provident fund account is insufficient, the account amount shall be replenished in time.

If you are still in the process of repayment of the provident fund, but the deposit of the provident fund is suddenly interrupted, you should pay back the unpaid provident fund in time. If the housing provident fund account needs to be transferred to a new unit, it must be completed within three months, and the original procedures should be provided to prove the job transfer.

Although the housing provident fund can help employees solve a variety of housing-related monetary needs, the balance of the housing provident fund account cannot be used to pay the down payment. Before handling the housing provident fund loan process, it is necessary to provide the management core with a down payment transfer receipt. After completing the housing provident fund loan process, you can apply to the local housing provident fund management core for withdrawing the balance in the account with certificates such as real estate license, commercial housing sales contract, mortgage contract, price contract, repayment details and ID card.

Buyers who use the housing provident fund for personal housing loans, housing portfolio loans or commercial housing loans may apply for repayment of the provident fund. The spouse and immediate family members of the purchaser can repay the loan with their own provident fund.

Housing accumulation fund is a monetized form of housing subsidies for residents by the state, which is paid by employees themselves and their work units. The core of housing provident fund management is to entrust banks with fund management and lending. Housing accumulation fund is both strange and familiar to many people. We pay the provident fund every month, but many people are still useless. From the perspective of financial management, we should not only give play to the function of repaying mortgage with provident fund, but also tap the functions of accumulation of provident fund savings and pension supplement.

Provisions on provident fund loans vary from place to place. Please consult the local provident fund management center for specific procedures.