1. CCB's account management fee is calculated as follows: if the average daily deposit in the account is less than that in 300 yuan (in some places, it needs to be inquired at local outlets), it will be charged 1 yuan every month and quarterly, that is, once every three months.
2. But our account management fee and small account management fee can be exempted. According to the Announcement of China Construction Bank on Exempting Individual Customer Account Management Fee and Small Account Management Fee issued by CCB, we can apply at the counter for one of our accounts to be exempted from this fee.
3. In addition, here are some other expenses of CCB. Annual fee of CCB 10 yuan/year. The wage account, pension account, subsistence allowance account, medical insurance account, unemployment insurance account and employee housing provident fund account signed with CCB are exempt from annual fee.
4. China Construction Bank's credit card handling fee is 5 yuan, which means that you need to charge 5 yuan handling fee for each CCB bank card.
5. 4 yuan +65438+ 0% of the withdrawal amount of CCB's inter-bank withdrawal in the same city, that is, the handling fee you need to charge for withdrawing money from ATMs of other banks in the same city with CCB card.
: 1. Small account management fee is the account management fee charged by banks for accounts with average daily balance below a certain amount. Most banks have this charge, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy. From August 1 2007, the annual bank card fee and small account management fee were cancelled, and some basic financial service charges of commercial banks were suspended.
2. According to the relevant regulations of China Banking Regulatory Commission, starting from August 20 14 1 day, these two fees (bank card small account management fee and annual fee) will be "double-exempted", but citizens need to bring their ID cards and bank cards to the bank outlets to apply for exemption, and a bank can only apply for a "double-exempted" account. According to the bank staff, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's choice, the cardholder needs to take the initiative to apply for which card for free. When applying, you can "double-exempt" one card, or you can exempt one card from annual fee and another card from small account management fee.