If you need to apply for personal consumption loans, you need to submit the following materials to the Bank of China Loan Bank:

1, valid identification materials;

2. Proof of marital status;

3. Proof of income/assets;

4. Professional certification materials;

5. Credit inquiry authorization;

6. To apply for personal mortgage loan, the ownership and appraisal documents of the collateral shall be provided, including but not limited to the house sales contract, real estate license, appraisal report issued by an appraisal agency recognized by Bank of China, etc.

7. Guarantor materials (if necessary), etc.

Please consult the local branch of Bank of China for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.