How to check the provident fund loan limit:

1. If the user wants to check the provident fund loan limit, he only needs to bring his personal identity document to the provident fund management center counter to handle the relevant inquiry business. If you entrust someone else to help with the inquiry, in addition to the ID card of the loan user, you also need to bring the entrustment inquiry certificate issued by the user and the identity document of the entrusted person;

2. Users can directly log in to the personal provident fund On the official website of the management center, you can query the provident fund loan limit by entering relevant information;

3. Users can also directly call the provident fund hotline, or call the local provident fund management center to inquire about the provident fund loan limit;

3. p>

4. Users can also check directly through the third-party platform, find the corresponding service program, and then enter the provident fund account number and ID number to check.

The purposes of provident funds are as follows:

1. Provident funds can be used to buy a house:

(1) When you have insufficient funds to buy a house, you can withdraw the down payment of provident funds to buy a house, and your children can also use it to buy a house. Provident funds can be withdrawn to buy a house.

(2) When the funds are not sufficient after the down payment, you can use the provident fund to take out a loan to buy a house;

2. The provident fund can be used to rent a house: when renting a house, you can withdraw the provident fund to pay the rent. ;

3. Provident funds can be used for decoration: When renovating a house, you can apply to the provident fund management department and withdraw the provident funds for decoration;

4. Provident funds can be used to pay medical expenses: When medical expenses are incurred when you are sick and hospitalized, the provident fund can be withdrawn to pay for medical expenses;

5. The provident fund can be used for living expenses: When a poor family does not have enough funds to live, the provident fund can be withdrawn for living expenses.

To sum up, when checking the provident fund loan limit, you can obtain the limit information by going to the provident fund management center counter, checking online, calling the provident fund hotline, etc.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.