1. Commercial mortgage interest rate for the first suite:

At present, the interest rate of the first home commercial loan is usually about 1. 1 .2 times of the benchmark interest rate of the central bank for the same period. According to the current benchmark interest rate of 4.90%, the lowest interest rate of the first suite is about 5.39%, and the highest interest rate does not exceed 5.88%. Most bank mortgage interest rates fluctuate within this range.

2. Commercial mortgage interest rate for second home:

At present, the interest rate of the second home loan is usually 1.2 times or even higher than the benchmark interest rate of the central bank in the same period. The specific mortgage interest rate is also related to the qualifications of specific loan banks and borrowers. The general loan interest rate for the second suite is 5.88%, the minimum loan interest rate for the second suite is 5.39%, and the maximum loan interest rate does not exceed 6.37%.

3, provident fund loan interest rate:

The interest rate of the loan for less than 5 years (inclusive) is 2.75%, and the interest rate for more than 5 years is 3.25%.

4, provident fund second home loan interest rate:

The interest rate of the provident fund second home loan is 1. 1 multiple of the benchmark interest rate. According to the current benchmark interest rates of 2.75% and 3.25%, the loan interest rate is 3.025% within five years and 3.575% over five years.

5. Common interest rates of loans in Beijing, Guangzhou and Shenzhen:

The interest rate of the first suite in Beijing is 5.36%, and the interest rate of the second suite is 5.88%. The interest rate of the first suite in Shanghai is 5. 13%, and the interest rate of the second suite is 5.88%. The interest rate of the first suite in Guangzhou is 5.5 1%, and the interest rate of the second suite is 5.88%. The interest rate of the first suite in Shenzhen is 5.47%, and the interest rate of the second suite is 5.88%.