Can the repayment of the commercial student loan of China Bank be delayed?

Grace period for commercial student loans of China Bank:

1. During the study in school, the lender may give the borrower a certain grace period, which is consistent with the borrower's academic system.

2. In case of suspension from school or continuing to study for a degree, the borrower may apply for an extension of the grace period, which shall not exceed the period of suspension from school and continuing to study for a degree.

3. During the grace period, the borrower only pays interest instead of principal, and repays the loan in the form of average monthly capital or equal principal and interest from the next month after graduation.

(Answer time: July 3, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

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