China Life Hongfeng endowment assurance (dividend-paying) 2005 edition, paying 8,000 yuan per year, how much can it be refunded after two years?
Don't return it if you buy it, because a lot of handling fees will be deducted when you surrender. After five years of continuous payment, it is 40,000 yuan. When the tenth year expires, you can get all the bonuses back. This will also solve the problem that you don't like saving money, and you will get additional personal guarantee, which will definitely be higher than the bank interest.