Weizhong Bank was established by well-known private enterprises such as Tencent, Baiyeyuan and Liye Group, and was approved by the regulatory authorities to set up an Internet bank on 20 14 and 12.
It has passed the examination of CBRC, but it still has a banking license to worry about.
Secondly, Weizhong Bank has face recognition technology. This function can confirm that you are the person who operates the card binding to ensure the safety of funds. Therefore, Weizhong Bank attaches importance to the safety of users.
On the other hand, as long as it is a wealth management product, there are certain risks, and there can be no risk-free wealth management products. Generally speaking, risks and benefits are directly proportional. Therefore, if you invest in wealth management, you may not be guaranteed not to lose money, but Weizhong Bank will use big data for risk control and management to minimize risks, which is trustworthy.
Weizhong Bank officially opened on 20 14, and it is the first Internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, applies new models and methods of the real economy to finance, adheres to strict compliance with national financial laws and regulations, supervision and steady development, and is committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises.
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend, We2000 and other products, serving more than 250 million individual customers and more than 65.438+0.7 million corporate customers.
Weizhong Bank carried out technical research around the research and application of the underlying algorithms of key core technologies such as big data and cloud computing, and became the first national high-tech enterprise in China in 20 17.
Weizhong Bank ranks among the top 100 banks in China, and A3 and Forrester, an internationally renowned independent research company, define Weizhong Bank as "the world's leading digital bank".
main products
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise App, Goose Spend Money, WE 2000 [9] and so on in three business segments: Volkswagen Bank, Direct Selling Bank and Scene Bank.
petty loan
Micro-loan, a micro-credit product launched by Weizhong Bank, has issued 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities and autonomous regions, with a total loan amount exceeding 3.7 trillion yuan. About 77% of "micro-loan" credit customers are engaged in non-white-collar service industry, and about 80% have a bachelor's degree or below; The average loan is about 8,000 yuan, and the interest of more than 70% of the settled loans is less than 65.438 million yuan.
Ye Wei loan
Weizhong Bank launched China's first online unsecured corporate liquidity loan product-micro-industry loan [34-35]. More than 70% of microfinance customers are manufacturing, wholesale and retail and high-tech industries, and more than 60% of enterprises have obtained bank corporate loans for the first time. Micro-loan service has more than 6.5438+0.7 million corporate customers in small and micro enterprises, with accumulated loans of nearly 400 billion yuan, indirectly supporting nearly 4 million people to find jobs.
From June 5438 to 10, 2020, Weizhong Bank further upgraded its corporate financial service brand to "Weizhong Enterprise" on the basis of micro-loan, serving the financial and non-financial needs of small and micro enterprises and building a full-link business service ecosystem.
2. Is it safe to use Weizhong Bank deposit?
The bank deposits of Weizhong Bank are the same as those of other banks (2 1 13) and are safe in principle. Deposit funds below 500,000 yuan can be said to be risk-free.
Because our country's 52,665,438+0 bank deposits are protected by the Deposit Regulations: Article 5 of the Deposit Insurance Regulations-465,438+002-deposit insurance is paid in a limited amount, and the maximum payment limit is RMB 500,000. In other words, even if Weizhong Bank goes bankrupt, deposits of 500,000 yuan or less can be paid in full 1653.
In addition, Weizhong Bank and other banks are required to pay deposit reserve. The purpose of implementing special deposit reserve is to ensure that commercial banks can have sufficient solvency when they suddenly withdraw a large amount of bank deposits and protect the interests of depositors.
3. Is the deposit of Weizhong Bank safe? Will there be risks?
Weizhong Bank is the first private bank and internet bank in China. It was founded by well-known private enterprises such as Tencent, Baiyeyuan and Liye Group with a registered capital of 3 billion yuan. On July 25th, 20 14, it was approved by the China Banking Regulatory Commission, and 12 was approved by the regulatory authorities to start business.
The bank deposits of Weizhong Bank are as safe as those of China Merchants Bank and China Bank. Deposit funds below 500,000 yuan can be said to be risk-free.
Because China's bank deposits are protected by the Deposit Regulations: Article 5 of the Deposit Insurance Regulations-deposit insurance is subject to limit payment, and the maximum payment limit is RMB 500,000. In other words, even if Weizhong Bank goes bankrupt, deposits of 500,000 yuan or less can be paid in full.
In addition, both Weizhong Bank and joint-stock banks need to pay deposit reserve. The purpose of implementing deposit reserve is to ensure that commercial banks can have sufficient solvency when they suddenly withdraw a large amount of bank deposits, thus protecting the interests of depositors.
4. Is Weizhong Pledgeable Deposit Safe?
Safe,
Weizhong Bank was founded by well-known private enterprises such as Tencent, Baiyeyuan and Liye Group. Weizhong Bank, headquartered in Shenzhen, was established on 20 14 and 12 with the approval of the regulatory authorities. It is the first private bank and internet bank in China. Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise App, Goose Spend Money, We2000 and other products. At present, Weizhong Bank has become one of the top 100 banks in China.