Bank of Communications Huimin loan can be withdrawn. After you apply for the credit line online, you can withdraw cash through the counter of Bank of Communications, self-service equipment of Bank of Communications or other banks. In addition, you can directly use the Bank of Communications Huimin loan for credit card consumption, but you can't transfer money or pay online.

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Bank of Communications Huimin Loan is a personal credit loan for the working class of Bank of Communications, which does not need mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management.

At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment.

Bank of Communications Huimin loan approval requirements are:

1. The borrower must be a customer of Bank of Communications, and generally needs to be a customer of Bank of Communications who pays wages;

2, personal credit must be good, can't have a bad record in the Bank of Communications, can't have a stain on the central bank's credit;

3. The borrower needs to handle business in Bank of Communications frequently, and belongs to a relatively high-quality old customer;

4. Bank of Communications mobile banking has been opened, and individual application materials can be submitted online;

5. Located in the open area of Bank of Communications, Qingdao Branch, Inner Mongolia Branch, Qinghai Branch, Anhui Branch, Sichuan Branch, Shaanxi Branch and Hebei Branch are temporarily unable to handle it.

The following are the cash withdrawal conditions of Bank of Communications Huimin Loan:

1. When you withdraw cash, the system will give priority to withdrawing funds from the Huimin loan account of Bank of Communications, and make up the shortfall with demand deposits.

2. If you want to withdraw more than 50,000 yuan, you need to make an appointment in advance.

3. At present, the Bank of Communications Huimin loan can be withdrawn overseas, but everyone must use the Pacific debit card to withdraw cash from the ATM marked "UnionPay". However, the daily overseas cash withdrawal shall not exceed 6,543,800 yuan, and the annual cash withdrawal shall not exceed 6,543,800 yuan.

4. At present, there is no charge for cash withdrawal of Bank of Communications Huimin loan in China, but there may be some fees for cash withdrawal abroad.

5. At present, Bank of Communications Huimin loan is mainly used for daily consumption after cash withdrawal, and cannot be used for investment or purposes prohibited by laws and regulations.