1. Generally speaking, a remortgage bank is not allowed to handle it for you unless you find a good bank to handle this mortgage loan. Small banks are more likely to refinance mortgage loans. )

2. If you want to apply for interest rate concessions, you must maintain your current good repayment credit, and then apply to the bank when your loan has interest rate concessions. Just like there was a 30% discount a long time ago, when the bank's interest rate was favorable, others would apply. )

3. The current interest rate increase of 65,438+00% should be the annual interest of 7.8. When this profit cannot be realized, you can repay your 10W, which has nothing to do with whether to transfer the mortgage.