The latest credit products, with an annual interest rate of only 4.44%, can be used for decoration and other consumer purposes. The annual interest rate of 4.4% is much lower than the mortgage interest rate, which is really a conscience product.
Take the loan 10000 yuan as an example, the annual interest rate is 4.44%, which means that only 444 yuan of interest needs to be repaid in one year. The annual interest rate of most small loans reaches 15%, and you borrow 10,000 yuan to pay back 1.500 every year. In contrast, the average bank capital of 4.44 interest rate is not high.