1.7 1 percentage point. According to the inquiry of Dahe Financial Cube, in 2022, the non-performing loan ratio of Chongqing Puhui small and micro enterprises was 1.7 1, down by 0.09 percentage points year-on-year. The proportion of loans overdue for more than 90 days in commercial banks accounted for 78% of non-performing loans, which remained at a low level. In 2022, banking financial institutions disposed of 3 1 trillion yuan of non-performing assets.