I was cheated into buying bancassurance products. Don't return it. The loss is too great. If you really need money urgently, you can lend 40 thousand to 50 thousand with a policy loan, which is more cost-effective than surrender. There is still a profit when it finally expires.

In fact, no matter whether you say that a happy life is a liar or not, even if he is a liar, it is because your relatives were greedy or greedy at that time, so you must tell your relatives not to be greedy for petty gains or high returns, otherwise they will be fooled into buying other wealth management products next time.