The first point: improve your personal information and make people feel that you are trustworthy.
If your sesame credit score is not high, it may help you improve your personal data. This includes filling in your contact information, email information, giving a stable residential address and paying water and electricity bills for a long time. In addition, it will also play a certain role in filling in your education, work, vehicle registration, and improving provident fund information.
Rong 360 Tip: It should be noted here that when buying things for relatives and friends, you must delete the delivery address and keep only one or two commonly used ones. In other words, the more perfect and stable your information is, the better.
The second point: use more and consume more to prove the spending power.
Use Alipay's related services, manage money, and put some money in Yu 'ebao to prove that you have strong financial strength. Do charity, donate some money, not much, accumulate over time, help to improve sesame credit score.
Spend more, after all, to open Alipay's derivative services, such as ant flower buds and ant borrowing buds, you need to have certain spending power, otherwise how can people make money? So you often use Alipay, online shopping and offline store payment to help you.
Rong 360 Tip: If you often use the services recommended by Alipay, downloading Alipay's investment and wealth management product "Ant Wealth" APP will improve your sesame credit score to some extent.
The third point: pay off debts in time and safeguard personal credit.
When you use ant flowers or apply for an ant loan, you can repay your debts in full and on time, which will help you accumulate personal credit. In other words, if you have borrowed it, it is not difficult to borrow it again, which can maintain your personal credit and help you improve your sesame credit score.
Rong 360 Tip: The micro-loans you borrowed on the Internet platform will also be included in the central bank's credit information, and default will directly lead to the decline of sesame credit or even discredit the central bank's credit information. . In addition, unpaid water, electricity or telephone downtime will also affect your personal credit.
The fourth point: avoid being influenced by others and indirectly maintain credit information.
Add more friends with high sesame credit and good reputation, and then delete some zombie friends who don't usually transfer money, chat or send red envelopes. At the same time, avoid others overdue or indirectly affecting your credit limit when the loan is not repaid.
Summary of Rong 360: On the basis of perfecting and maintaining personal information, we often use more consumption, pay off debts in time, avoid the influence of others, and indirectly maintain credit information. If you want to improve the sesame credit score quickly, it is enough to remember these four points.
You can apply for a credit loan with a monthly income of 3000 yuan.
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