After 12 o'clock that night. If you apply for a foreign money jar loan and get a quota, when you formally sign the loan contract, it will show that there are currently no products to borrow and you can try again tomorrow. In fact, this does not mean that you have been rejected, but the appearance of this prompt is directly related to the customer's qualifications. Under normal circumstances, well-qualified customers can make successful payments at any time. This prompt will only appear for less qualified or average customers. If there are no products available for borrowing, it means no suitable funds have been matched. In this case, you can try to sign the contract after 12 p.m. The foreign currency loanable funds are updated at 12 o'clock, but not all customers can successfully sign the contract. Many customers said that there are no products that can be borrowed indefinitely.
There are still many customers applying for foreign currency canned loans recently. During the entire loan application process, there was no call back, and the credit limit was approved in about half an hour after submitting the materials. However, after applying for a quota, there will be a follow-up matching process with the management when the loan is formally signed. The management will conduct a second review of the customer's qualifications, so there is also a probability of rejection. If the customer is applying for a loan for the first time, the down payment rate of the loan will generally be higher. If the subsequent repayments are normal and the customer borrows again within the limit, although the limit is displayed, the customer's qualification review will be asked when formally signing the loan. Once the qualifications are not met, the quota will also be rejected.
The qualification requirements for foreign currency borrowing are still relatively low. If you have regular flowers or a credit card, you only need to meet one requirement to apply. Especially for customers with credit cards, the amount will be relatively high. No credit check is performed when applying for a foreign currency loan. The main purpose is to query the customer's big data and comprehensively determine the amount. However, customers who subsequently apply for the next payment must remember to repay it on time. After it's past due, they basically go to a credit bureau meeting. If the foreign currency loan can be repaid normally, the probability of increasing the limit will be relatively fast, and there is also a probability of being invited to re-borrow within the limit.
The reasons why foreign money jar loans are suddenly no longer available:
1. The latest comprehensive credit is not up to standard
The most common reason at present is that the latest comprehensive credit is not up to standard. Foreign Currency Pot Loan will evaluate the borrower's comprehensive credit status from time to time. If your latest appraisal does not meet the loan criteria, your account will be frozen. The latest reasons for comprehensive credit failure include: loan overdue, illegal use of funds, substantial increase in liabilities, decrease in income, etc.
2. Invalid personal information
Another reason why you suddenly cannot borrow foreign currency is that your personal information is invalid. Once your ID card expires or your bank card or mobile phone number is cancelled, you will not be able to borrow foreign currency jars.
3. System problems
In rare cases, you may suddenly be unable to borrow foreign currency due to system problems. After all, foreign piggy bank loans can fail or be maintained and updated.
To sum up, the sudden failure of foreign currency canned loans was caused by the latest credit failure, personal data failure, system problems and other reasons.