Complaints from users who borrowed money from sogou have continued to this day, complaining about high interest rates and violent collection one after another.
These users' complaints about sogou's borrowing money reflect two problems.
First, all the above users have overdue payments. Although the reason may be the decrease in income brought by the current epidemic, it also shows that such customers have weak economic endurance; Although these customers can borrow money from sogou and get loans easily, sogou may have problems in user auditing.
Second, users began to collect money when it was overdue, but the more intense collection caused strong dissatisfaction from users and complained to the media. With the increase of users' complaints, sogou's borrowing money has been exposed to public opinion and public opinion, and it is likely to be subject to further regulatory intervention.
But for sogou to borrow money, the bigger worry is that sogou still borrows money on its own platform, and the channels are relatively simple; In terms of depth, sogou also has a shortcoming of search engines-lack of account system, which makes sogou users less sticky and lack of relevant data, so it is difficult to borrow money from sogou to provide support.
Sogou Loan is an intelligent credit product owned by sogou, with a line of 1 1,000-50,000 yuan, which can be divided into 3- 12 installments, and the lowest daily interest rate can reach three ten thousandths.
I don't know if you remember the earliest products in sogou. Cash loan is called a little loan, with a term of 3-65438+February, a quota of 500 yuan -3000 yuan, and small installments, with a term of 3-65438+February and a quota of 3000 -5000 yuan.
Sogou suspended the cash loan business on 20 17, and later obtained the Internet micro-loan license, which was launched in stages. However, the annualized interest rate of the complained loan is as high as 70%, exceeding the national red line of 36%, and the loan has been stopped.
Therefore, the road to cash loans in sogou is full of twists and turns. From now on, the interest rate of borrowing money from sogou is relatively high, and there is not much interest feedback for the time being. We can wait and see.
In the app of sogou Input Method, users only need to click on the "My Wallet" part of the keyboard of sogou Input Method, and they will jump to an interface called sogou Borrowing Money.
You can download this app in the app market, and both Android and Apple phones can borrow money from sogou.