Our latest benchmark interest rate: the annual interest rate for loans from 0 to June (including June) is 4.35%, the annual interest rate for loans from 6- 1 year (including 1 year) is 4.35%, and the annual interest rate for loans from 1-3 years (including 3 years) is 4.75% and 3-5 years. On this basis, there will be appropriate downward floating or upward floating.