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Is Beijing Xiaoman Finance formal and legal?
1. Is Beijing Xiaoman Finance formal and legal?

Beijing Xiaoman Finance is formal and legal. It is an enterprise with financial mortgage loan license approved by China Banking and Insurance Regulatory Commission. Du Xiaoman Finance was originally a financial small loan company under Baidu, originally called Baidu Finance, and later became an independent brand. Du Xiaoman has done well in the field of financial mortgage, but the interest rate is not low. It's best to find a bank loan.

2. Beijing Hyundai Finance called me. Will I be approved if I don't get a loan?

From the bank's point of view, the problem is not big, the key is how you agreed with the intermediary at the beginning. Let's see if the terms of the contract signed at that time indicate whether there will be expenses after the loan is approved or released. ...

3. Beijing Hyundai Finance called me. Will I be approved if I don't get a loan?

This is definitely not recognized. The purpose of calling the financial company is to confirm your personal information and real situation, and then decide whether to give you a loan. Thank you, but the 4S shop told me it was approved. Is it a lie?

I'm a salesman in Beixian, and a financial return visit is essential unless they help you cheat.

thank you

If no one answers the phone, will the phone call back?

4. Is it true that Beijing Finance Company stopped lending?

1 It may be true or it may be a scam.

Because some criminals will pretend to be the name of Beijing Finance Company and charge the borrower fees or money by phone, which needs to be treated with caution.

If you really need a loan, it is recommended to choose a formal financial institution for detailed understanding and consultation to avoid being cheated.