If you sell directly from Amway, you can get a loan. For example, if I am a business director or above, I want to borrow money to buy a house, as long as Amway Company issues an income certificate, and it is said that Amway's income certificate gives me a considerable loan. But if you're asking about a business loan, it's not necessary. According to the provisions of the Direct Selling Law, there must be no or few direct selling thresholds. Amway started in 60 yuan and didn't need a store. Of course, this is related to the difference in team operation. I don't know much about other direct sales.