Depositors of corporate bank settlement accounts can only open a basic deposit account in the bank. The transfer and cash settlement of depositors' main business activities should be handled through basic deposit account, and the withdrawal of wages, bonuses and other cash can only be handled through basic deposit account.
These are the functions of basic account, but they don't function as loan accounts, so the loan account can't be basic account.
Company account maintenance fee collection standard
The charging standard of the account maintenance fee for the company account of CCB is: 360 yuan/year/account; Small accounts with a quarterly average daily demand deposit balance of less than 6,543.8+0,000 yuan (inclusive) will be charged at 654.38+0.50 yuan/quarter/account; Fixed account or long-term account is charged according to 600 yuan/year/account. This price is our benchmark price, and branches may adjust it. The specific price is subject to the final price list published by the outlets.
Extended data:
The company needs to open information about basic deposit account.
Information for opening an account in basic deposit account: original business license or other supporting documents, original organization code certificate, original tax registration certificate (tax department certificate is required if tax is not required), and identity certificate of the person in charge of the legal person or unit (power of attorney and identity certificate of the agent are also required for authorizing others to open an account). The above is only basic information, please consult the branch for details.
Precautions:
1. Account opening materials include the original and two copies;
2. If it is an enterprise customer, please provide the articles of association, indicating the actual shareholder composition; If it is a branch, it is also necessary to provide relevant information of the head office;
Please bring the official seal of the company and the reserved seal of the bank.
China Construction Bank-Company Account Maintenance Fee Collection Standard
China Construction Bank-What is basic deposit account?