In the case that the personal car loan is entrusted by the lender according to the regulations, the lender must lend the funds to the deposit account opened by the lender.

Answer: b

Lending of personal car loans includes two ways: lending to the deposit account opened by the dealer in the loan bank and directly transferring to the deposit account opened by the borrower in the loan bank, that is, lending through the lender's entrusted payment or the borrower's independent payment.

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