If the bank loan card number is incorrectly filled in, it can be modified. Contact the loan account manager directly and provide the correct card number for correction. If the bank card number is filled in incorrectly, the bank will show that it is unsuccessful when issuing loans, so it is very important that the bank card number is correct. If the online loan bank card is filled in incorrectly, you need to contact the loan platform immediately to modify the bank card information. If the loan has been made, it is best to find the lending bank to freeze the funds, and then apply to the platform to advance the unfrozen funds. The borrower must not pay the so-called "authentication fee" or "unfreezing fee" by himself. Under normal circumstances, the bank or payment platform transfer system can transfer money successfully only if the bank card information, including the account name and the bank card number, is consistent, otherwise the money will go back to the original road and the transfer will fail.

1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct.

2 have a legitimate occupation and stable income, and have the ability to repay the principal and interest of the loan on schedule.

3. Have a good credit record and willingness to repay, and no bad credit record.

4. It can provide legal, effective and reliable guarantees recognized by banks.

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations.

6. Other conditions stipulated by the bank.

I. Conditions for applying for housing mortgage loans from banks:

1, and the service life of the house can reach 20 years (including 20 years);

2. The construction area should be more than 50 square meters;

3. The house is highly mobile;

4. The amount of mortgage loan shall not exceed 70% of the appraised value of the house.

Second, the repayment method of bank loans:

1. Equal repayment of principal and interest: that is, the sum of loan principal and interest is repaid by equal monthly repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same.

2. average capital Repayment Method: A repayment method in which the borrower repays the loan in every installment (month) and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month.

3. Pay interest and repay the principal monthly: that is, the borrower repays the loan principal in one lump sum on the maturity date of the loan [the loan with a term of less than one year (including one year)], and the loan bears interest on a daily basis and the interest is repaid on a monthly basis.

4. Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

5. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.

6. Borrow and pay back: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.