400,000 15 years

It's the same every month, 3059.97 yuan. The interest rate is the same.

The worse, the less. The first month is 3722.22 at most, and then it is less than 8 yuan per month.

2. How much is the monthly 400,000 provident fund loan in 20 years?

The provident fund has 24 phases. If repayment is made by equal principal and interest, the benchmark interest rate of provident fund mortgage is 3.25%, and the repayment is 2,268.78 yuan per installment.

Personal advice:

For provident fund loans, but the upper limit of housing provident fund loans is 300,000, it is impossible to apply for 400,000 provident fund loans. I suggest you take the relevant documents directly to the local consultation before applying for a loan. To participate in the housing provident fund system, you need to meet the following conditions. When accepting housing provident fund, if employees pay for housing, it means that there is a certain debt risk, and banks will refuse loans.

The Ministry of Housing and Urban-Rural Development and other departments jointly issued a personal housing loan policy to support the reasonable housing needs of employees. For families who own 1 house and have settled the corresponding housing loans, and apply for housing provident fund entrusted loans to buy houses again to improve their living conditions, the minimum down payment ratio. Beijing, Shanghai, Guangzhou and Shenzhen can purchase a second house through provident fund entrusted loans on the basis of national unified policies and local conditions, starting from September 1, 2065438.

Extended data:

According to the new policy (20 1 housing provident fund loan target), paid-in employees who already own two sets of improved ordinary self-occupied houses may not issue housing provident fund personal housing loans to paid-in employees' families who buy a third or more houses. The document issued by the government requires the implementation of the housing provident fund loan policy of supporting the first set, limiting the second set and prohibiting the third set.

According to the requirements of the three departments, individuals living in 85% cities with districts can appropriately increase the first set of self-occupied housing loans according to the local commodity housing prices and per capita housing area. Zhang, director of the housing provident fund supervision department of the Ministry of Housing and Urban-Rural Development, said that the amount of housing provident fund loans is an important factor. Appropriately increasing the loan amount of the first set of self-occupied housing reflects the principle that the housing provident fund system supports basic housing consumption and makes full use of funds.

3. How much is the monthly loan of Shanghai Provident Fund 40 15?

According to the current national interest rate, the loan accumulation fund is 400,000 yuan, which is paid off in 15 years. The average repayment amount of each principal is 498,046,5438 yuan, and the repayment amount of 0 yuan is 50,592 yuan1.565,438 yuan.

4. How much is the monthly repayment of the provident fund loan of 406,5438+?

At present, the annual interest rate of provident fund loans for more than five years is 3.25%. With the interest rate unchanged, the repayment method of equal principal and interest is adopted, and the monthly repayment amount is 28 10.68 yuan. The average capital method repays 3305.56 yuan in the first month (for reference only), and the monthly repayment decreases month by month.

In some cities, China Merchants Bank has launched provident fund loans. Please call the customer service of China Merchants Bank, select 3 people's customer service -3-8, and enter the manual service to provide loan purposes and cities to try to understand the required information.