Yes

But it depends on how you operate it

A colleague of mine borrowed cash. The specific operation is as follows:

China Merchants Bank Or Industrial Bank has a business called house remortgage

You pay a down payment to buy a house, and apply for a loan mortgage at the bank designated by the developer. A few months later

Your house will be re-mortgaged due to the down payment. , the loan has been repaid for several months and the value has appreciated

In this way, you can find a bank that can do remortgage business

You first sign a decoration contract with a person or company you trust very much Contract or house sales contract (indicating that you are going to buy a second house),

In this way, the mortgage of your previous house will be transferred to the new bank, and the new bank will help you pay off the loan from the previous bank first. , and then you still get a mortgage, but if there is an appreciation and your loan is the same as before, you will use your decoration contract or house sales contract to borrow some extra money. The bank will transfer the cash to the decoration company or the homeowner, and that person will take it. Come out and give you cash

Banks cannot directly give you loan cash!