2. ABC car loan has a grace period, usually three days. The grace period of China Bank is divided into different types of cards. The grace period for ordinary cards is also three days. If it is a platinum card, there can be a grace period of up to nine days.
3. ABC's online application process for personal car loan: enter ABC official website-personal service-loan-online loan application-select personal car loan-apply-confirm the applicant-fill in basic information (customer information, loan information, household income and expenditure information, vehicle information and manufacturer information)-fill in detailed information-confirm information-submit.
1. Agricultural Bank of China is one of the major comprehensive financial service providers in China, and is committed to building a world-class commercial bank group with obvious operating characteristics, efficient and convenient services, complete functions and outstanding value creation capabilities. With its comprehensive business portfolio, huge distribution network and leading technology platform, the Bank provides customers with various products and services of corporate banking and retail banking, and also conducts financial market business and asset management business, covering investment banking, fund management, financial leasing, life insurance and other fields.
2.ABC car loan prepayment process:
1) You need to call ABC first, inform in advance and make an appointment for prepayment.
2) Then the Agricultural Bank of China will let you come to the outlet to submit an application for prepayment.
3) After the application is submitted, ABC will review it.
4) After approval, advance payment can be made.
3 China Agricultural Bank personal car loan application conditions:
1) People's Republic of China (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) for more than 1 year (including 1 year) (Hong Kong, Macao and Taiwan residents and foreigners should also designate a local resident with certain economic strength and good reputation as a contact person);
2) He is between 18 and 60 (inclusive), has full capacity for civil conduct, and holds legal and valid identity documents;
3) Have a local household registration certificate or a valid identity certificate;
4) The credit record, income level and credit score meet the relevant regulations of Agricultural Bank of China and have the ability to repay the credit on schedule;
5) Being able to pay the down payment for car purchase of not less than the specified proportion, and providing qualified guarantee;
(6) Other conditions that meet the requirements of the Agricultural Bank.
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