In this case, the most direct solution is to apply to the issuing bank for withdrawal. However, the application may not be approved after it is withdrawn. Therefore, in the case of insufficient quota, it is best for car buyers to solve the capital problem by means of loans.
At present, there are two most commonly used loan methods: one is unsecured loan;
The second is the housing mortgage loan. Among them, unsecured loans are loans applied for by personal credit. Although the threshold is low, there are strict requirements on the borrower's income and credit status, and the loan interest rate is high. And mortgage loans
As the name implies, the borrower must provide real estate as collateral, and the loan amount obtained by this loan method is low, which can generally reach 70% of the appraised value of the house. Therefore, the borrower can choose the appropriate one according to his actual situation.
Loan method. Hope to adopt, thank you.