Not necessarily. Paying down payment usually requires bank account information, as well as loan contracts and related documents. After the confirmation of the fund depository agreement number of Lifangtong, it is necessary to apply for and approve the loan through Lifangtong platform, and bind the bank card on Lifangtong platform for payment. However, it is still necessary to determine whether the payment can be made on the Lifangtong platform according to the specific conditions of the housing loan policy, and what materials need to be provided.