2. Users can handle loans by themselves through mobile banking, online banking and intelligent teller machines of CCB, and complete the loans according to the prompts without any intermediary or others.
3. CCB's "fast loan" has four products, namely, fast e-loan for credit and car e-loan, financing e-loan for credit or real estate mortgage, and pledged loan.
First of all, the conditions for handling CCB's fast loan include:
1, a natural person aged 20-55, with full capacity for civil conduct;
2. Have a local permanent residence or long-term residence certificate and a fixed residence;
3. It has a stable and legal source of income and the ability to repay the principal and interest of the loan on schedule, and the annual income of the borrower's family is more than 20,000 yuan;
4. (1) BBB grade assessed or recognized by the bank, with a credit rating of 3 or above;
5. It has a good reputation in the personal credit information system of the central bank and has no bad credit record.
Second, CCB's fast loans can be opened through mobile banking and the Internet.
There are three ways to open banks and bank counters. After the quick loan is opened, individual CCB customers with good credit may get the quick loan amount as long as they handle business in CCB (such as saving money, purchasing wealth management products, applying for loans, paying wages on their behalf, etc.). ), and the more business they handle, the higher the quota.
1, mobile banking opened
Log in to the mobile banking of China Construction Bank, then click Quick Loan-Apply, fill in the amount and other information according to the page prompts, and then verify that the mobile phone can be opened. The actual page display shall prevail.
2. Online banking was opened.
Log in to CCB Online Banking, then click Personal Loan-I want fast loan-fast e loan-apply immediately, fill in the relevant information according to the page prompts, and then insert the information into the online banking shield for verification. After the verification is completed, the application can be successful. Specific to the actual page display.
3. Opening of bank counters
Bring my ID card and bank card to the counter of CCB outlets to inform the staff of their needs, and the staff can handle it.
Operating environment: mobile phone mi11(miui12.5).
Personal Online Banking App of China Construction Bank (5.6.7)