Entrusted loan refers to the loan business in which the principal provides funds from legal sources, and the entrusted bank issues, supervises the use and assists in the recovery according to the loan object, purpose, amount, term and interest rate determined by the principal. Customers include government departments, enterprises, institutions and individuals.

Short-term bond investment is a bond investment with an investment period of less than one year. The purpose of enterprise short-term bond investment is mainly to meet the enterprise's demand for funds, adjust the cash balance and make the cash balance reach a reasonable level. When the enterprise has too much cash balance, it will invest in bonds to reduce the cash balance; On the other hand, when the cash balance is too small, sell the bonds originally invested and recover the cash to increase the cash balance.

If the entrusted loan is within one year, it can be considered as a short-term investment and cannot exceed one year.