The exit time is not right, and the comprehensive score is insufficient.

1, the timing of withdrawal is wrong. At present, the system is being maintained, such as updating and upgrading, and it is necessary to wait until the system is stable before withdrawing cash normally. The general system will notify in advance.

2. The comprehensive score is insufficient. Now, after many loan platforms submit information, the credit conditions of lenders are automatically approved by the system through big data. If the lender has been overdue before and the debt ratio is too high, long-term lending will affect personal qualifications and lead to insufficient comprehensive scores.

I got a loan from BOC E, and the money has been paid back. Why can't you withdraw?

Reason:

When the 1. line expires, the validity period of BOC e-loan funds is 12 months. After expiration, they can't be used and need to be reactivated.

2. Early repayment is overdue. Although the amount in BOC e-loan can be recycled, if the user is overdue, the user may freeze the amount in your account and naturally cannot transfer money.

3, system failure, sometimes it may be a system failure, resulting in a failure to turn out, just try again after a while.

4. In case of illegal use, the loan funds of BOC E Loan can be used for personal legitimate and reasonable consumption expenses such as home improvement, car purchase, education and medical care. , shall not be used for non-declared purposes and personal expenses prohibited by laws and regulations. If you use it illegally, the bank will also freeze your quota.

The credit line of BOC e-loan can be recycled within the validity period and repaid with the loan. The loan shall bear interest on a daily basis according to the actual days of use. After the approval of BOC e-loan, users only need to click Withdraw, select the purpose, amount and term of the loan as needed, enter the mobile phone verification code and dynamic password, and the funds will arrive immediately after the withdrawal is successful. If your quota can't be raised, the high probability is due to the above reasons.

Characteristics of Bank of China Easy Loan:

1. Loan amount: up to 300,000 yuan.

Two. Loan Term: The loan line is valid for 65,438+02 months. The borrower can reuse the line during the line period, and the line can be reactivated after the line expires.

Three. Purpose of the loan: the loan can be used for personal home improvement, car purchase, education, medical care and other legitimate and reasonable consumption expenses, and may not be used for non-declared purposes or personal expenses prohibited by laws and regulations.

Four. Usage: The credit line can be recycled within the validity period and can be repaid with the loan. The loan shall bear interest on a daily basis according to the actual days of use.

Verb (abbreviation of verb) repayment method: you can make a single repayment by using repayment methods such as one-time repayment of principal and interest at maturity and monthly interest on principal at maturity.

Intransitive verb guarantee method: credit loan, without mortgage guarantee.

Bank of China e-loan processing process: (model glory 50 version of Magic UI 4.2；; China Bank Mobile Banking Version 7. 1.7 Computer Model Huawei MateBook 14s Browser Google Chrome Version 94.0.4606.8 1).

1. Log in to online banking or download and install the "Bank of China Mobile Banking" client, click "Loan-BOC E Loan" and follow the corresponding prompts on the page;

2. Click Activate, fill in the contact information online and sign the agreement, and then submit the loan application;

3. After approval, click Withdrawal, select the purpose, amount and term of the loan as needed, and enter the mobile phone verification code and dynamic password. After the withdrawal is successful, the funds will arrive immediately.

Why can't the E-loan of China Bank be transferred?

China Bank Easy Loan has been released, but it cannot be transferred out for the following reasons:

1, it may be a system failure, which makes it impossible to transfer out. Try again later.

2. It may be due to the expiration of the credit line, and the validity period of BOC E loan is 12 months.

3. It may be caused by illegal use by users.

Loan (electronic IOU credit loan) is simply understood as borrowing money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of the Law on Commercial Banks stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles."

1, loan security is the primary problem faced by commercial banks;

2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;

3. Efficiency is the basis of sustainable operation of banks.

For example, if a long-term loan is issued, the interest rate will be higher than that of a short-term loan, and the benefit will be good. However, if the loan term is long, the risk will increase, the security will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, and loans should not go wrong.

Repayment method:

1. Equal repayment of principal and interest: that is, the sum of loan principal and interest is repaid by equal monthly repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;

2. average capital Repayment Method: A repayment method in which the borrower repays the loan in every installment (month) and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;

3. Pay interest and repay the principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date [loans with a term of less than one year (including one year)], and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis;

4. Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

5. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.

6. Borrow and pay back: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.