At the beginning of April, I paid a down payment in a state-owned enterprise. In May, he also said that he could not apply for housing provident fund loans for the time being and had a pre-sale permit. Why? Hello, let me answer your question.

At present, in the specific implementation process of the provident fund loan policy, employees can only apply for provident fund loans after real estate developers apply to the local provident fund management center for account opening permission, property access and deposit.

According to your question, I suggest you refer to the following:

1 The real estate developer failed to handle the property access in time and failed to pay enough down payment.

At present, real estate developers have failed to find a suitable provident fund loan to access the bank. Generally speaking, loan access banks are the same as commercial banks.

3. The deposit period of individual provident fund is less than the period stipulated in the loan policy.

All four people have overdue credit cards in their names.

5. The low monthly contribution of provident fund leads to insufficient monthly repayment ability.

Finally, I wish you a successful loan.