I owe the bank 0.2 million/200 thousand, and I can't repay it This is just a civil dispute. I won't go to jail. If the amount is more than 654.38+10,000 yuan but less than 1 10,000 yuan, it shall be deemed that the amount stipulated in relevant laws is huge. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.

Legal analysis

I owe the bank 0.2 million/200 thousand, and now I can't repay it. If a bank brings a lawsuit to the court and the debtor fails to perform the court judgment after the court judgment, the bank may apply to the court for compulsory execution. If the debtor has the ability to perform the judgment and refuses to execute it, the serious circumstances will constitute the crime of refusing to execute the judgment. If it is really difficult to perform, the court will also extend the performance time. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law. There are several situations of owing bank loans: 1. Failure to repay the bank loan is only a civil dispute and will not be investigated for criminal responsibility and imprisoned. 2. After the bank wins the case, if the parties fail to perform the court's judgment within the performance period, the bank may apply to the court for enforcement. 3. When accepting the execution, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; 4. In addition, if the debtor has no executable property and refuses to perform the effective judgment of the court, his personal credit report will contain negative information such as overdue payment, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. 5. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

legal ground

Article 313 of the Criminal Law of People's Republic of China (PRC) refuses to execute the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.