No assets can be understood as no bank deposits, real estate, cars and other assets. At this time, it is necessary to borrow 200,000 yuan, and users need excellent personal credit. Large credit loan products on the market have a high amount, which can reach 200 thousand, but only require users to have a high comprehensive credit score. Have a stable job, high income, high education, good personal credit, and help users borrow 200,000 yuan. Of course, credit loan products are all based on the systematic evaluation of loan amount, and then how much credit amount is given before users can lend. For more information on how to get a loan of 200,000 yuan without assets, please visit:/ask/A695D91615830116.html? Zd view more content

2. What are the requirements for applying for 200,000 personal loans? What if there is no personal property mortgage?

Of course. The down payment is usually 30% to 50%. The following are the car loan targets of China Construction Bank:/kloc-those who are 0/8 years old (inclusive) to 60 years old (inclusive) and have a complete civil line: 80% of the car purchase price; The amount of purchased vehicles shall not exceed 70% of the price of purchased vehicles, of which the amount of commercial vehicle loans shall not exceed 60% of the price of purchased vehicles; If the purchased vehicle is a used car, 50% of the loan price and the loan amount shall not exceed 200,000 yuan; 3. Loan term: If the purchased vehicle is for personal use, the loan term shall not exceed three lines, and the loan interest rate shall apply; The borrower shall provide certain guarantee measures, including pledge, mortgage of the vehicle purchased by the loan, third-party guarantee, etc. You can also buy personal car loan performance guarantee insurance. 6. Application materials to be provided: (1) Personal identity document. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, he shall provide proof of distribution or long-term residence; (4) personal income certificate, family income or property certificate when necessary; (5) proof of car purchase intention; (6; (7) If the purchased vehicle is secured by other means than mortgage, relevant materials of the guarantee shall be provided, including pledge certificate, appraisal certificate, letter of intent for third-party guarantee, etc. ; (8) If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as suspension of vehicles attached to the transport fleet; (9) The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a report approved by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc. Processing channels and processes 1. Handling channel: handling personal car loan business through branches of China Construction Bank. In some large and medium-sized cities, the auto finance service centers set up by CCB are specialized, and the personal loan centers are also professional accepting institutions for auto loans. 2. Processing flow: ① The borrower submits the application materials; ② The handling bank investigates the application materials submitted by the borrower and evaluates the customers; (3) Examining and approving loan applications that meet the loan conditions through preliminary examination and credit investigation; (4) If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If the examination and approval fails, the borrower must be explained the situation of bank loans. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.

3. How can I get a loan of 200,000 yuan without fixed property? Urgent!

You are playing with fire! Bank loans are limited! It's impossible for you to pay your debts!