Because for husband and wife loans, banks (lending institutions, platforms) will review the credit information of both parties, not just one of them. Therefore, once a party's credit information is not good, it will inevitably affect the loan approval.

Especially in the case of poor credit information of the main lender, the probability of loan rejection is very high.

For details, please consult the relevant personnel of Jizhi. If there are serious overdue behaviors in the near future, it will definitely affect the car loan application. Of course, applying for a loan depends not only on the credit information, but also on your repayment ability.

If there is a bad credit record on the credit report, it may be difficult to get a loan in the short term. Customers are advised to take good care of their credit, and maybe they can borrow it again after the credit information is repaired. In order to improve the chances of loan approval, customers can also find a person with good credit as a guarantee.