It can be sold, but three people must sign the contract at the same time. However, before obtaining the real estate license, the transfer cannot be handled. Before the transfer, the Housing Authority will accept the transfer after paying off all bank loans.

1, through intermediary security. The percentage in the contract is the ratio of everyone to the house, that is, the ratio of the money enjoyed by the house when it is sold.

2. Party A and Party B each pay 50%. Party A may require any party to pay off all or part of the paid off separately, and the liquidator may recover its share from the party who paid off on behalf of it.

Extended data:

How much is the mortgaged house?

Houses with outstanding loans can be transferred in three ways if they have obtained real estate licenses.

I. Re-mortgage

That is, selling or transferring personal housing to a third person, applying for personal housing loan to change the loan term, changing the borrower or changing the mortgage loan is the simplest and most direct transaction method of mortgaged housing, and the process is as follows:

1. The buyer and the seller sign a house sales contract;

2. The buyer, the seller and the lawyer sign the security guarantee contract for the sub-mortgage transaction;

3. The buyer pays the down payment;

4. The seller's loan bank agrees in writing to prepay the loan in one lump sum, and issues a confirmation letter;

5. The buyer applies to the loan bank for second-hand housing mortgage loan and submits relevant materials;

6. The seller actually delivers the house to the buyer;

7. Lend money after approval by the bank, and transfer the money to the seller's loan bank account;

8. After receiving the payment, the seller cancels the loan contract and mortgage registration with the original loan bank, handles the transfer with the buyer and lawyer, and mortgages the house to the buyer's loan bank;

9. The buyer's loan bank will pay the down payment to the seller.

2. Pay off the remaining loans with the down payment of the buyers.

That is, the down payment paid by the buyer to the seller is generally 30% to 40% of the total turnover. The seller can use the buyer's down payment to pay off the remaining loan, then cancel the mortgage registration of the property and make the next transaction. This method is suitable for the situation that the original owner's loan amount is low or the remaining loan amount is not large, and it is the most widely used method in the second-hand housing transaction at present. The specific process is as follows:

1. The Seller applies to the loan bank for prepayment;

2. The seller prepays at the loan bank and deposits the full amount into the repayment account in advance;

3. The Seller shall go through the settlement formalities at the loan bank the day after repayment;

4. The post-loan management center of the bank issues the materials for canceling the mortgage;

5. The seller goes to the guarantee company to go through the corresponding formalities (no need to go if there is no guarantee agreement);

6. The seller cancels the mortgage at the real estate registration center where the house is located.

Three, the use of bank loans to pay off the remaining loans

If the buyer is unwilling to contribute to help the seller pay off the loan, the seller can choose to use the bank loan to pay off the remaining loan, but only if there is collateral recognized by the bank. If it meets the requirements, the seller can borrow a certain amount of money from the bank through mortgage, which can be used to pay off the loan of the transaction house, remove the mortgage of the property, and finally facilitate the transaction.