Take the ordinary "three rooms and two halls" as an example, the area is about 135 square meters, the average price is 2,800 yuan/square meter, the down payment is 40%1352,800 =151200 yuan, and the natural gas opening fee is 2,700 yuan; Property fees, garbage fees, etc. 1500 yuan.
The total * * * is about 16w.
Second, how much is the down payment for the 2.88 million house in Changge? What is the mortgage of 2.88 million yuan?
If you plan to buy a house in Changge, how much is the down payment for the 2.88 million house? How much is the mortgage?
Today's high housing prices make many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose personal mortgage to buy a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Changge, how much is the down payment for the 2.88 million house? How much is the mortgage? Let me show you the relevant information below!
For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 288000030%=20 16000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, to buy a house with a total house price of 2.88 million, the down payment needs 28.8 million =1.44 million; If the provident fund loans the second suite, the loan amount is 600,000.
Regarding the down payment and mortgage of Changge's house purchase, if you plan to buy a 2.88 million house in Changge, you should make full financial preparations. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the Changge housing loan I provided for you. I hope it will help you!