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Is the loan directly applied to the bank?
You can apply at a bank or a lending institution.

Loan application conditions:

1, if you want to have a fixed income, it depends on the salary details;

2. At least 18-65 years old;

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;

4. Good credit information.

Loan application materials:

1. Lender ID card;

2. The credit information of the lender in the last six months, and the credit information is good;

3. The bank card under the lender's name has been flowing continuously for nearly half a year;

4. The lender's residence certificate (rental contract, real estate license, water, electricity and gas invoices for the last three months);

5. Income certificate issued by the lender's work unit;

6. Social security, insurance policies and provident funds can also be loaned on a monthly basis.