1.22-60 years old;

2. Have China nationality (excluding Hong Kong, Macao and Taiwan residents);

3. Working and living in Beijing;

4. Have a stable occupation with an after-tax income of more than 3,000 yuan;

5. The current unit works for 6 months.

6. Personal credit information is good, and there is no major overdue record.

Processing flow of small unsecured loans:

1. The borrower first calls the bank or the account manager of Beijing Zuancheng to make an appointment;

2. The borrower should prepare a copy of ID card, residence booklet, income certificate, work certificate, personal running water, property certificate and other qualification certificates to come to the bank;

3. Fill in the loan application contract under the guidance of the bank account manager;

4. The bank audit and risk control department will make a balanced assessment of the borrower's credit information, qualifications, liabilities and repayment ability;

5. The bank gives a conclusion after approval, and the loan may or may not be approved;

6. The bank account manager informs the borrower of the loan application result;

7. The borrower goes to the bank to sign a loan contract;

8. Bank loans;